Loading


      Tailored finance solutions
      for pharmacies across Ireland


      Whether you are funding equipment, refurbishments or growing
      your practice, you can choose from business loans, hire
      purchase or finance lease options.

      Close Brothers Commercial Finance now incorporates
      Braemar Finance.




      Why choose Close Brothers Commercial Finance?


      Product options

      From hire purchase and leasing to business loans, we offer versatile funding options designed to help you invest in new assets and expand your business.

      Finance experts

      With decades of dental finance expertise, we help practices thrive. We have been named Best Asset Based Lender by Business Moneyfacts for 12 consecutive years.

      A range of funding

      We fund labelling and printing systems, refrigerators and medical‑grade cold storage equipment, counters and secure dispensing units, practice refurbishment and much more.

      Tailored finance

      Each agreement is tailored to your circumstances, letting you adjust repayments to match your income. This means you can pay more when business is good, and less when it slows.

      What our customers say

      We were anxious about switching after 15 years, but the Close team guided us seamlessly, answered every question, and proved to be genuinely down‑to‑earth and approachable individuals.
      Long standing relationship has helped our business to grow. Account manager is readily available to support us. Good response from credit control team when any issues arise. Factoring and discount charges represent good value for money.
      Close Brothers Invoice Finance are breath of fresh air; the transfer has been smooth and there is a real willingness to help, which is in part to the strong preparation and relationship built pre commencement. Both client managers have been excellent and very pro-active since commencement.
      We have found Close Brothers extremely helpful throughout 2025. During the year we encountered cash flow issues and bottlenecks which we were able to discuss with Close Brothers and immediately we were supported in our requirements.
      Close Brothers have been with us from day one and they have always made an effort to understand the company and wanted to see us succeed. I have never felt the need to look elsewhere for funding.
      It was my dream to open my own practice and I could not have done it without Close Brothers.
      R Health Dental Ltd




      We offer 100% financing with no deposit required along with low initial payment options, terms from one to seven years.




       



      Pharmacy equipment finance benefits


      Preserve cash flow


      Our pharmacy finance solutions spread costs over time, keeping your working capital free and avoiding large upfront payments. With tailored plans, you can invest in equipment, refurbish, or expand confidently while staying focused on customer service.






       

      Upgrade technology


      Modern pharmacies rely on advanced technology like automated dispensing, digital labelling and diagnostic tools, but upgrades can be costly. Our finance solutions spread payments over time, making it easier to invest without straining cash flow.




       

      Predictable budgeting


      Knowing your monthly costs makes planning easier. It helps you forecast cash flow, avoid unexpected expenses, and keep control of your budget. This stability allows you to allocate resources effectively and focus on growth without financial surprises.

      Find out how we can help
      your business



      What you need to know


      Lending to Sole Traders & Partnerships is provided by Close Brothers DAC under the trading style Close Brothers Commercial Finance.


      Close Brothers DAC is regulated by the Central Bank of Ireland. As a regulated entity, Central Bank of Ireland relevant consumer protection codes and regulations will apply.


      For further information, please see our terms of business.

      Lending to companies is provided by the Irish Branch of Close Leasing Limited under the trading style Close Brothers Commercial Finance.


      Lending to companies provided prior to 11 July 2026 was provided by the Irish Branch of Close Brothers Limited.


      Close Leasing Limited is a UK registered private limited company and is a subsidiary of Close Brothers Limited.


      Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.


      Warning: The provision of this service does not require licensing, registration or authorisation by the Central Bank of Ireland, and as a result is not covered by Central Bank of Ireland rules designed to protect consumers or by a statutory compensation scheme.

      • ROI - Sole Traders & Partnerships (Regulated)

        Lending to Sole Traders & Partnerships is provided by Close Brothers DAC under the trading style Close Brothers Commercial Finance.


        Close Brothers DAC is regulated by the Central Bank of Ireland. As a regulated entity, Central Bank of Ireland relevant consumer protection codes and regulations will apply.


        For further information, please see our terms of business.

      • ROI - Companies (Unregulated)

        Lending to companies is provided by the Irish Branch of Close Leasing Limited under the trading style Close Brothers Commercial Finance.


        Lending to companies provided prior to 11 July 2026 was provided by the Irish Branch of Close Brothers Limited.


        Close Leasing Limited is a UK registered private limited company and is a subsidiary of Close Brothers Limited.


        Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.


        Warning: The provision of this service does not require licensing, registration or authorisation by the Central Bank of Ireland, and as a result is not covered by Central Bank of Ireland rules designed to protect consumers or by a statutory compensation scheme.



      Our step-by-step process


      Fill out our short form

      To find out how we can support you and your business, please complete our form.
      It only takes a few minutes to complete.

      Speak with our finance experts

      Our dedicated finance specialists will contact you to discuss your needs and provide more information about our products and services.

      Receive a tailor-made finance plan

      We will develop a flexible repayment plan matching your payment schedule with your seasonal income.

      Events and client success stories

      Funding a site purchase without disrupting cash flow

      CASE STUDIES
      02 Jun 2026

      Working capital unlocked to fuel a major production uplift

      CASE STUDIES
      17 Mar 2026

      Supporting the next generation of a specialist manufacturer

      CASE STUDIES
      09 Feb 2026

      Powering Arden Energy's digital innovation for smarter grid technology

      CASE STUDIES
      22 Jan 2026

      Tree surgery and landscaping firm finds stability amid seasonal challenges

      CASE STUDIES
      01 Dec 2025

      Unlocking growth through smart refinancing

      CASE STUDIES
      06 Oct 2025

      Still got questions?

      Loading
      Pharmacy Finance