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      Tailored finance solutions
      for opticians across Ireland


      Whether you're funding equipment, refurbishments or growing your
      practice, you can choose from business loans, hire purchase or
      finance lease options.

      Close Brothers Commercial Finance now incorporates
      Braemar Finance.




      Why choose Close Brothers Commercial Finance?


      Product options

      From hire purchase and leasing to business loans, we offer versatile funding options designed to help you invest in new assets and expand your business.

      Finance experts

      With decades of dental finance expertise, we help practices thrive. We have been named Best Asset Based Lender by Business Moneyfacts for 12 consecutive years.

      A range of funding

      We fund autorefractors, phoropters, slit lamps, OCT (optical coherence tomography), fundus camera, field screeners, practice refurbishment and much more.

      Tailored finance

      Each agreement is tailored to your circumstances, letting you adjust repayments to match your income. This means you can pay more in strong periods and less when business slows.

      What our clients say

      It was my dream to open my own practice and I could not have done it without Close Brothers.
      R Health Dental Ltd
      The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business, which ensures we reach the right outcome to suit our organisation.
      Close Brothers not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
      Dave McIver
      Accountant
      We’ve used Close Brothers for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
      ARK Dental
      Great service and communication.
      The team from Close Brothers is always ready to help. I can discuss my finance at any time, very professional and helpful.




      With 100% financing available, no deposit required, low inital payment options, terms from 1 to 7 years.




       



      Opticial equipment finance benefits


      Preserve cash flow


      Our optical finance solutions spread costs over time, keeping your working capital free and avoiding large upfront payments. With tailored plans, you can invest in equipment, refurbish, or expand confidently while staying focused on patient care.



       

      Upgrade technology


      Modern opticians rely on advanced technology like OCT scanners, auto‑refractors and retinal cameras, but upgrades can be costly. Our finance solutions spread payments over time, making it easier to invest without straining cash flow.




       

      Predictable budgeting


      Knowing your monthly costs makes planning easier. It helps you forecast cash flow, avoid unexpected expenses, and keep control of your budget. This stability allows you to allocate resources effectively and focus on growth without financial surprises.





       

      Find out how we can
      help your business



      What you need to know


      Lending* to Sole Traders & Partnerships is provided by Close Brothers DAC under the trading style Close Brothers Commercial Finance.


      Close Brother DAC is regulated by the Central Bank of Ireland. As a regulated entity, Central Bank of Ireland relevant consumer protection codes and regulations will apply.


      For further information, please see our terms of business.


      *Hire Purchase and Leasing Finance

      Lending* to companies is provided by the Irish Branch of Close Brothers Limited under the trading style Close Brothers Commercial Finance.


      Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.


      Important information: Please note that the provision of this product does not require Central Bank of Ireland authorisation and, as a result, it is not covered by the Central Bank’s requirements designed to protect consumers however Close Brothers Limited will adopt SME regulations for companies.


      For further information, please see our terms of business.


      *Hire Purchase, Leasing Finance and Loans

      • Republic of Ireland - New Lending to Sole Traders & Partnerships (Regulated)

        Lending* to Sole Traders & Partnerships is provided by Close Brothers DAC under the trading style Close Brothers Commercial Finance.


        Close Brother DAC is regulated by the Central Bank of Ireland. As a regulated entity, Central Bank of Ireland relevant consumer protection codes and regulations will apply.


        For further information, please see our terms of business.


        *Hire Purchase and Leasing Finance

      • Republic of Ireland - New Lending to Companies (Unregulated)

        Lending* to companies is provided by the Irish Branch of Close Brothers Limited under the trading style Close Brothers Commercial Finance.


        Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.


        Important information: Please note that the provision of this product does not require Central Bank of Ireland authorisation and, as a result, it is not covered by the Central Bank’s requirements designed to protect consumers however Close Brothers Limited will adopt SME regulations for companies.


        For further information, please see our terms of business.


        *Hire Purchase, Leasing Finance and Loans



      Our step-by-step process


      Fill out our short online form

      To find out how we can support you and your business, please complete our online form.
      It only takes a few minutes to complete.

      Speak with our finance experts

      Our dedicated finance specialists will contact you to discuss your needs and provide more information about our products and services.

      Receive a tailor-made finance plan

      Based on your conversations with your account manager, we will develop a flexible repayment plan that matches your payment schedule with your seasonal income.

      Events and client success stories

      Three questions with... Gavin Smith, Head of Sales

      BLOG
      12 Nov 2025

      Finance for acquisitions

      BLOG
      03 Mar 2025

      How Irish SMEs are using asset finance to drive sustainability with renewable energy investments

      BLOG
      29 Jan 2025

      Understanding asset finance: a practical guide for businesses

      BLOG
      28 Jan 2025

      Optical finance Q&A – funding options explained

      BLOG
      08 Feb 2021

      Close Brothers Area Sales Manager explains what a typical deal looks like

      BLOG
      14 Jun 2019

      Speak to our industry
      experts for more information

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      Optical Finance