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    ROI: (01) 960 9575 NI: 028 9099 5735Contact us

    Funding for your profession

    Close Brothers Commercial Finance now incorporates Braemar Finance, combining specialist expertise to deliver flexible, tailored funding solutions for professionals throughout Ireland.

    We support a wide range of sectors, including dental, veterinary, optical, accountancy, nursing homes, pharmacy, legal, medical, and funeral services.

    Specialist finance for professional practices


    Close Brothers Commercial Finance is an established direct provider of finance to across Ireland, supporting a wide range of sectors including dental, veterinary, optical, accountancy, our finance solutions help businesses grow, modernise and invest with funding options for:


    • Practice acquisitions
    • Fit outs and premises refurbishments
    • New equipment and technology
    • Business vehicles
    • Start up businesses


    With 100% financing available, no deposit required, low initial payment options, terms from 1 to 7 years.

    Flexible funding that supports your continued growth


    We work closely with a broad network of suppliers, enabling you to focus on running your business while we support your finance needs. Our experienced team delivers a fast and personal service, supported by quick decisions from in-house underwriters and a strong reputation for long-term customer relationships.


    At Close Brothers Commercial Finance, we make funding simple, helping you acquire the assets, equipment and investment your practice needs to thrive.

    Tailored finance solutions for professional sectors across ROI


    Specialising in loans and funding asset purchases, our tailor-made solutions are designed to help businesses grow and develop; we provide access to the equipment, vehicles and technology you need to operate without compromising cash flow.

    How does Hire Purchase work?

    Hire Purchase is a smart way to acquire the equipment you require for your business because you get to choose, use, and repay the assets over an agreed period, typically over a five-to-seven-year period, or the useful life of the asset.


    The regular instalments cover the capital cost of the asset and the interest. At the end of the term of the Hire Purchase agreement, once all repayments have been made, ownership of the asset is transferred to you.


    Business hire purchase >

    How does Leasing work?

    Leasing is a type of asset finance that allows you to use the equipment you need without having to buy it outright at the end of the agreement.


    You pay us ‘rent’ for the full use of the asset over an agreed term, which can be tailored to your individual circumstances. Over this period, you will pay the full cost of the asset, including interest.


    At the end of the primary lease term, you can either:


    • Enter into a secondary rental period
    • Choose to sell the asset and receive the majority of the sale price
    • Return it to us


    Finance lease >

    How do Business Loans work?

    Business Loans are used to fund investment in your business when you need it and can be used for various purposes, including buying into or starting up a new business or practice, a renovation or simply to cover cash flow. In the Republic of Ireland, Business Loans are only available to Incorporated entities - Limited companies.


    Business loans >

    • Hire purchase

      How does Hire Purchase work?

      Hire Purchase is a smart way to acquire the equipment you require for your business because you get to choose, use, and repay the assets over an agreed period, typically over a five-to-seven-year period, or the useful life of the asset.


      The regular instalments cover the capital cost of the asset and the interest. At the end of the term of the Hire Purchase agreement, once all repayments have been made, ownership of the asset is transferred to you.


      Business hire purchase >

    • Leasing

      How does Leasing work?

      Leasing is a type of asset finance that allows you to use the equipment you need without having to buy it outright at the end of the agreement.


      You pay us ‘rent’ for the full use of the asset over an agreed term, which can be tailored to your individual circumstances. Over this period, you will pay the full cost of the asset, including interest.


      At the end of the primary lease term, you can either:


      • Enter into a secondary rental period
      • Choose to sell the asset and receive the majority of the sale price
      • Return it to us


      Finance lease >

    • Business loans

      How do Business Loans work?

      Business Loans are used to fund investment in your business when you need it and can be used for various purposes, including buying into or starting up a new business or practice, a renovation or simply to cover cash flow. In the Republic of Ireland, Business Loans are only available to Incorporated entities - Limited companies.


      Business loans >

    Important information

    Republic of Ireland - New Lending to Sole Traders & Partnerships (Regulated)

    Lending* to Sole Traders & Partnerships is provided by Close Brothers DAC under the trading style Close Brothers Commercial Finance.


    Close Brother DAC is regulated by the Central Bank of Ireland. As a regulated entity, Central Bank of Ireland relevant consumer protection codes and regulations will apply.


    For further information, please see our terms of business.


    *Hire Purchase and Leasing Finance

    Republic of Ireland - New Lending to Companies (Unregulated)

    Lending* to companies is provided by the Irish Branch of Close Brothers Limited under the trading style Close Brothers Commercial Finance.


    Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.


    Important information: Please note that the provision of this product does not require Central Bank of Ireland authorisation and, as a result, it is not covered by the Central Bank’s requirements designed to protect consumers however Close Brothers Limited will adopt SME regulations for companies.


    For further information, please see our terms of business.


    *Hire Purchase, Leasing Finance and Loans

    Northern Ireland - New Lending to Companies, Partnerships and Sole Traders (Regulated & Unregulated)

    Lending in Northern Ireland is provided by Close Brothers Limited under the trading style Close Brothers Commercial Finance.


    Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.

    • ROI - Sole Traders & Partnerships

      Republic of Ireland - New Lending to Sole Traders & Partnerships (Regulated)

      Lending* to Sole Traders & Partnerships is provided by Close Brothers DAC under the trading style Close Brothers Commercial Finance.


      Close Brother DAC is regulated by the Central Bank of Ireland. As a regulated entity, Central Bank of Ireland relevant consumer protection codes and regulations will apply.


      For further information, please see our terms of business.


      *Hire Purchase and Leasing Finance

    • ROI - Companies

      Republic of Ireland - New Lending to Companies (Unregulated)

      Lending* to companies is provided by the Irish Branch of Close Brothers Limited under the trading style Close Brothers Commercial Finance.


      Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.


      Important information: Please note that the provision of this product does not require Central Bank of Ireland authorisation and, as a result, it is not covered by the Central Bank’s requirements designed to protect consumers however Close Brothers Limited will adopt SME regulations for companies.


      For further information, please see our terms of business.


      *Hire Purchase, Leasing Finance and Loans

    • Northern Ireland - All new lending

      Northern Ireland - New Lending to Companies, Partnerships and Sole Traders (Regulated & Unregulated)

      Lending in Northern Ireland is provided by Close Brothers Limited under the trading style Close Brothers Commercial Finance.


      Close Brothers Limited is a UK registered private limited company and is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom.

    Get funding for your profession

    Find out how we can help you today.


    Speak to an expert >

    Products and services are subject to eligibility, status, terms and conditions and availability. All lending is subject to status and our lending criteria. The right to decline any application is reserved.


    Finance is secured against the asset and/or equipment. If you're unable to keep up with your payments we may repossess the asset and/or equipment.


    If you miss or expect to miss a repayment under your Business/Tax Loan agreement, please get in touch with us straight away to discuss it with our team. The risks of missing a repayment under your loan agreement are that we may:


    • Cancel our agreement with you and require you to repay the full amount of the loan immediately
    • Disclose information about your loan to the credit reference agencies
    • Set off any amounts you owe us under the agreement against any funds you hold with us in other accounts
    • Take enforcement action against you to recover any amounts you still owe if necessary
    • Restrict your access to any other credit facilities you have with us and require you to immediately repay those facilities
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    Find Your Profession | Close Brothers Commercial Finance